Education Planning Calculator

Find out how much to invest monthly to fund a future education cost.

Today's Cost of the Course/Education

₹

Years Until Needed

Expected Inflation (% p.a.)

Expected Investment Return (% p.a.)

Existing Savings for This Goal (optional)

₹

Required Monthly Investment₹0

Future Cost of the Goal₹0

Existing Savings Will Grow To₹0

Remaining Gap to Fund₹0

These calculators are provided for general informational and educational purposes only and do not constitute financial, tax, or legal advice. Results are estimates only. Please consult a qualified financial professional before making any financial decisions.

How the Education Planning Calculator Works

Education costs rise faster than general inflation in most years. This tool inflates today's course cost forward to the year you'll need it, nets off what your existing savings will have grown to by then, and works out the monthly SIP needed to close the remaining gap.

Frequently Asked Questions

Why use a higher inflation rate for education than general inflation?

Tuition and education costs have historically risen faster than general consumer inflation in India - many planners use 8-10% for education versus 5-6% for general expenses, though you should adjust based on the specific institution or country you're planning for.